INLAND MARINE COVERAGES:  While most homeowners policies provide coverage for personal property, such as jewelry, fine arts, furs and guns, there are often limits on the amount of coverage as well on covered causes of loss.  By adding an Inland Marine to your homeowners policy, you will receive broader coverage on an "all-risk" basis.  You can list the item description, amount of insurance, and choose your deductible for that item, and pay a small premium for that "all-risk" coverage.

AVAILABLE ITEMS FOR COVERAGE:

CAMERAS

CELL PHONES, IPHONES, MOBILE PHONES

COMMUNICATION DEVICES, IPODS, MPS, GPS

FINE ART COLLECTIONS

FURS

GOLFERS EQUIPMENT

GUNS

JEWELRY (IN VAULT OR OUT OF VAULT)

MEDICAL DEVICES, HEARING AIDS, PROSTHETICS

MUSICAL INSTRUMENTS

ORGANS AND PIANOS

PERSONAL COMPUTERS (DESKTOP OR LAPTOP)

SILVERWARE