IRRIGATION EQUIPMENT:  Irrigation coverage includes the well, motor, pipes, and the pivot itself.  They had been using the number of towers as a guide for value, but now it is the length of the system that gives the value.  So when you add for better tires, or a cornering system, as well as the motor, wiring, pipes and the well, the amount of coverage needed is more than just the cost of the pivot.  Please contact us if we can help you with coverage on your irrigation equipment.

REPLACEMENT COST:  The policy may be endorsed to provide coverage for the cost to repair or replace a damaged irrigation system with like kind and quality without deduction for depreciation.  To get replacement cost on your pivot, it must be 10 years old or less, a similar make and model must still be in production, and the system must be in good condition.