BODILY INJURY LIABILITY:  This covers other people's bodily injuries or death for which you are responsible for.  Claims for bodily injury include, medical bills, loss of income, pain and suffering.  Bodily injury does NOT cover you or other people on your policy.

PROPERTY DAMAGE:  This covers you if your motorcycle damages someone else's property, for example, another vehicle, fence or house.

UNINSURED MOTORIST COVERAGE:  This covers you, the insured members of the household and your passengers for bodily injuries, damage or death caused by an at fault uninsured driver.  If the other driver has no insurance, your policy will cover medical expenses, up to the limit on your policy.

UNDERINSURED MOTORIST COVERAGE:  This covers you, the insured members of the household and your passengers for bodily injuries, damage or death cause by a person with insufficient insurance.  If the other driver has insufficient insurance, your policy will meet the difference up to the limit on your policy.

MEDICAL PAYMENTS:  This covers medical expenses to you and your passengers injured in an accident.  The policy pays per person up to the limit on your policy.

COMPREHENSIVE COVERAGE:  This covers your motorcycle for losses resulting from incidents other than collision.  It covers damages to your motorcycle if it is stolen, fire, animals or hail.  It pays to fix your motorcycle less the deductible you choose.

COLLISION COVERAGE:  This covers damage to your motorcycle when your motorcycle hits an object or another vehicle.  It pays to fix your motorcycle less the deductible you choose.

TOWING AND LABOR:  This provides reimbursement for expenses for towing and labor costs if covered on-road motorcycle is disabled.

DISCOUNTS AVAILABLE:  Multi-Vehicle, Multi-Policy, Paid in Full