RECREATIONAL VEHCILE POLICY:  Golf carts, 4 wheelers, and snowmobiles are items that usually end up on public properties, so these items should be covered on these Recreational Vehicle policies, so coverage will apply any place in the United States.  Without this policy, coverage usually only applies to your own property.  Please contact us if we can help you with a Recreational Vehicle policy.

BODILY INJURY LIABILITY:  This covers other people's bodily injuries or death for which you are responsible for.  Claims for bodily injury include medical bills, loss of income, pain and suffering.  Bodily injury does NOT cover you or other people on your policy. 

PROPERTY DAMAGE LIABILITY:  This covers you if your recreational vehicle damages someone else's property, for example, another vehicle, fence or house.

UNINSURED MOTORIST COVERAGE:  This covers you, the insured members of the household and your passengers for bodily injuries, damage, or death caused by an at fault uninsured driver.  If the other driver has no insurance, your policy will cover medical expenses, up to the limit on your policy.

MEDICAL PAYMENTS:  This covers medical expenses to you and your passengers injured in an accident.  The policy pays per person up to the limit on your policy.

PHYSICAL DAMAGE COVERAGE:  This covers your recreational vehicle for damages by theft, flood, fire, animals and collision with another object or vehicle.  It pays to fix your recreational vehicle less the deductible you choose.

DISCOUNTS AVAILABLE:  Multi-Vehicle, Paid in Full, Multi-Policy